We work hard to keep our service fees low. And every so often, we check our fees to make sure they:
- Are affordable, with the features you need.
- Are competitive with other local banks and credit unions.
- Cover the cost to provide you with the service.
Service Fees
Here's a list of accounts, products and services that have changing fees:
- Electronic Package Accounts
- Premium Ag/Commercial Accounts
- Interac e-Transfers®
- ATM – Cirrus (United States & International)
- RRSP / RRIF / TFSA Transfer
If you’re not sure these changes will affect you, just ask. We’re always here to help!
Miscellaneous |
Fee |
| Account closed within 6 months | $25.00 |
| Business bank confirmation | $50.00 |
| Statement of Interest Paid & Earned | $50.00 |
| Balance Inquires | FREE |
| Package Changes | FREE |
| Post Dated Item for Deposit | FREE |
| Return item NSF | $50.00 |
| Return item postdate, stale date, not signed, etc. | $10.00 |
| MemberCards (new or renewal) | FREE |
| Record Search - per item | $20.00 |
| Record Search - per hour | $75.00 |
Safety Deposit Boxes |
Annual |
| Small | $35.00 |
| Medium | $45.00 |
| Large | $50.00 |
| Extra-Large | $70.00 |
| -only available at certain locations | $75-$85 |
| Golden (age 60 and over) Annual Discount | $10.00 |
| Drill Box / Lost Key | Cost + $15 |
Credit Products |
Fee |
| Overdraft Cheque | $5.00 |
| Overdraft Interest Rate | 30% |
| Mortgage Discharge (Exempt when renewed with Sunrise Credit Union) | $100.00 + Costs |
| Auto Transfer to Cover Overdraft | FREE |
| Security Registration | Cost |
Package Chequing Account |
Fee (monthly) |
| Loyalty Package | FREE |
| Personal Electronic | $12.95 |
| Premium - personal | $13.95 |
| Premium Plus - commercial/ag | $17.50 |
| Platinum Plus - personal | $24.95 |
| EZ-AGR | $25.00 |
| EZ-Business | $25.00 |
| Platinum - commercial/ag | $31.00 |
| Platinum Plus - commercial/ag | $63.00 |
Special Accounts |
Fee |
| Prudent Student | FREE |
| Golden Chequing | FREE |
| LifeStart | $7.95 |
Transaction |
Fee |
| Point of Sale / Direct Payment | $0.75 |
| External Auto Withdrawal | $0.75 |
| Processing of Cheque (Canadian) | $0.75 |
| Processing of Cheque - U.S. funds on a U.S. account | $0.65 |
| Interac e-Transfers® (sending or reversing) | $1.00 |
| Cheque in funds of another currency | $10.00 |
| Non-encoded cheque/item | $10.00 |
| Bill Payment Online | $0.50 |
| Bill Payment In-branch | $1.00 |
| Bill Payment Telephone | $1.00 |
| ATM – Local Credit Union | FREE |
| ATM – Manitoba Credit Union | FREE |
| ATM - Ding Free® participating Credit Unions | FREE |
| ATM – Interac / Cirrus (Canada) | $2.00 |
| ATM – Cirrus (private label) | $2.50 |
| ATM – Cirrus (United States) | $3.50 |
| ATM – Cirrus International | $3.50 |
Transfers of Funds |
Fee |
| In Branch | FREE |
| Internet Banking | FREE |
| Telephone Banking | $1.00 |
| Member Calls Branch to Transfer Funds | $5.00 |
Service / Product |
Fee |
| Certify a cheque – member request | $15.00 |
| Certify a cheque – holder request | $25.00 |
| Internet banking | FREE |
| Wire Transfer (fee in currency of wire) | $30.00 |
| Primary Order / credit union official cheque | $10.00 |
| US Drafts | $20.00 |
| Registered Plan transfer out fee | $100.00 |
| Stop Payment – With Complete Information | $5.00 |
| Stop Payment – With Incomplete Information | $20.00 |
| Duplicate Statement – printed in branch | $5.00 |
| Night depository envelope use | Cost |
| Monthly Paper Statement – mailed | $2.50 |
Service fees subject to change without prior notice. Certain conditions may apply. Please see staff for details on these and any other service.
Personalized Cheques (In House Printing) |
Fee |
| Personal: 24 | $22.00 |
| Personal: 48 | $30.00 |
| Personal: 100 | $40.00 |
| Business: 50 | $40.00 |
| Business: 100 | $70.00 |
| Business: 200 | $120.00 |
| Business: 400 | $150.00 |
| Business: 600 | $200.00 |
| Binder | $30.00 |
