Our latest review led to some changes to our service fees for both personal, agriculture and commercial accounts. These changes took effect on July 1, 2018.
If you’re not sure these changes will affect you, just ask. We’re always here to help!
Miscellaneous |
Fee |
| Account closed within 6 months | $5.00 |
| Business bank confirmation | $25.00 |
| Coin Counter Fee (of total deposit) - Member | 1% |
| Coin Counter Fee (of total deposit) - Non-Member | 5% |
| Statement of Interest Paid & Earned | $25.00 |
| Photocopying | $.50 |
| Fax charges (per page) | $1.00 |
| Balance Inquires | FREE |
| Safekeeping (envelope) | FREE |
| Package Changes | FREE |
| Post Dated Item for Deposit | FREE |
| MemberCards (new or renewal) | FREE |
| MemberCards (lost or replacement) | $10.00 |
| Record Search - per item | $10.00 |
| Record Search - per hour | $50.00 |
Safety Deposit Boxes |
Annual |
| Small | $35.00 |
| Medium | $45.00 |
| Large | $50.00 |
| Extra-Large | $70.00 |
| -only available at certain locations | $75-$85 |
| Golden (age 60 and over) Annual Discount | $10.00 |
| Drill Box / Lost Key | Cost + $10 |
Credit Products |
Fee |
| Overdraft Cheque | $5.00 |
| Overdraft Interest Rate | 24% |
| Return Item NSF | $40.00 |
| Cheque received for collection/remittance | $20.00 |
| Mortgage Discharge (Exempt when renewed with Sunrise Credit Union) | $100.00 + Costs |
| Auto Transfer to Cover Overdraft | FREE |
| Return Item Postdate, Stale date, not signed, etc. | FREE |
| Security Registration | Cost |
Package Chequing Account |
Fee (monthly) |
| Premium Electronic | $12.95 |
| Platinum Plus – Personal | $20.95 |
| Platinum Plus – Commercial / Ag | $62.00 |
| Platinum – Commercial / Ag | $30.00 |
| Premium – Personal | $12.95 |
| Premium Plus – Commercial / Ag | $16.50 |
| Premium – Commercial / Ag | $12.95 |
Special Accounts |
Fee |
| CareerStart® | FREE |
| HEADSTART® | FREE |
| Golden | FREE |
Transaction |
Fee |
| Point of Sale / Direct Payment | $0.60 |
| Cheque (Canadian) – Personal / Ag / Commercial | $0.75 |
| Cheque US funds on a US account | $0.65 |
| Interac e-Transfers® (sending or reversing) | $1.00 |
| Cheque in funds of another denomination | $10.00 |
| Non-encoded cheque | $10.00 |
| Pre-authorized debits (ie. hydro, insurance) | $0.75 |
| ATM – Local Credit Union | FREE |
| ATM – Manitoba Credit Union | FREE |
| ATM - Ding Free® Credit Union | FREE |
| ATM – Interac / Circuit (Canada) | $2.00 |
| ATM – Circuit (private label) | $2.50 |
| ATM – Cirrus (United States) | $3.50 |
| ATM – Cirrus International | $3.50 |
Bill Payment |
Fee |
| In Branch | $0.50 |
| On Internet Banking | $0.50 |
| On Telephone Banking | $0.50 |
Transfer From Savings / Plan |
Fee |
| In Branch | FREE |
| On Internet Banking | FREE |
| On Telephone Banking | $0.50 |
| Member Calls branch to transfer funds | $5.00 |
Service / Product |
Fee |
| Certify a cheque – member request | $10.00 |
| Certify a cheque – holder request | $20.00 |
| Internet banking | FREE |
| Wire Transfer (fee in currency of wire) | $20.00 |
| Hold Funds | $3.00 |
| Primary Order / credit union official cheque | $5.00 |
| US Drafts | $6.50 USD |
| RRSP / RRIF / TFSA Transfer Fee | $100.00 |
| Stop Payment – With Complete Information | $5.00 |
| Stop Payment – With Incomplete Information | $10.00 |
| Collection Item – Held / Sent | $20.00 |
| Duplicate Statement – printed in branch | $5.00 |
| Night depository envelope use | Cost |
| Monthly Paper Statement – mailed | $2.00 |
Personalized Cheques (In House Printing) |
Fee |
| Personal: 100 Singles | $22.00 |
| Personal: 144 Singles | $28.00 |
| Business: 200 – 2-to-a-page | $75.00 |
| Business: 400 – 2-to-a-page | $85.00 |
| Business: 600 – 2-to-a-page | $100.00 |
| Binder | $25.00 |
