Service Fees
We work hard to keep our service fees low. And every so often, we check our fees to make sure they:
- are affordable with the features you need
- are competitive with other local banks and credit unions
- cover the cost to provide you with the service
Here's a list of accounts, products and services that have changing fees:
- Electronic Package Accounts
- Premium Ag/Commercial Accounts
- E-Transfers
- ATM – Cirrus (United States & International)
- RSP / RIF / TFSA Transfer
If you’re not sure these changes will affect you, just ask. We’re always here to help!
| Miscellaneous | Fee |
|---|---|
| Account closed within 6 months | $5.00 |
| Business bank confirmation | $25.00 |
| Coin Counter Fee (of total deposit) - Member | 1% |
| Coin Counter Fee (of total deposit) - Non-Member | 5% |
| Statement of Interest Paid & Earned | $25.00 |
| Photocopying | $.50 |
| Fax charges (per page) | $1.00 |
| Balance Inquires | FREE |
| Safekeeping (envelope) | FREE |
| Package Changes | FREE |
| Post Dated Item for Deposit | FREE |
| MemberCards (new or renewal) | FREE |
| MemberCards (lost or replacement) | $10.00 |
| Record Search - per item | $10.00 |
| Record Search - per Hour | $50.00 |
| Safety Deposit Boxes | Annual |
|---|---|
| Small | $35.00 |
| Medium | $45.00 |
| Large | $50.00 |
| Extra-Large | $70.00 |
| -only available at certain locations | $75-$85 |
| Golden (age 60 and over) Annual Discount | $10.00 |
| Drill Box / Lost Key | Cost + $10 |
| Credit Products | Fee |
|---|---|
| Overdraft Cheque | $ 5.00 |
| Overdraft Interest Rate | 24% |
| Return Item NSF | $ 40.00 |
| Cheque received for collection/remittance | $ 20.00 |
| Mortgage Discharge | $ 100.00 +Costs |
| Exempt when renewed with Sunrise Credit Union | |
| Auto Transfer to Cover Overdraft | FREE |
| Return Item Postdate, Stale date, not signed, etc. | FREE |
| Security Registration | Cost |
| Package Chequing Account | Fee (monthly) |
|---|---|
| Premium Electronic | $ 12.95 |
| Platinum Plus – Personal | $ 20.95 |
| Platinum Plus – Commercial / Ag | $ 62.00 |
| Platinum – Commercial / Ag | $ 30.00 |
| Premium – Personal | $ 12.95 |
| Premium Plus – Commercial / Ag | $ 16.50 |
| Premium – Commercial / Ag | $ 12.95 |
| Special Accounts | Fee |
|---|---|
| CareerStart | FREE |
| HEADSTART® | FREE |
| Golden | FREE |
| Transaction | Fee |
|---|---|
| POS / Direct Payment | $ 0.60 |
| Cheque (Canadian) – Personal / Ag / Commercial | $ 0.75 |
| Cheque US funds on a US account | $ 0.65 |
| e-Transfers (sending or reversing) | $ 1.00 |
| Cheque in funds of another denomination | $ 10.00 |
| Non-encoded cheque | $ 10.00 |
| Pre-authorized debits (ie.hydro, insurance) | $0.75 |
| ATM – Local CU | FREE |
| ATM – Manitoba Credit Union | FREE |
| ATM - Ding Free ® Credit Union | FREE |
| ATM – Interac / Circuit (Canada) | $ 2.00 |
| ATM – Circuit (private label) | $ 2.50 |
| ATM – Cirrus (United States) | $ 3.50 |
| ATM – Cirrus International | $ 3.50 |
| Bill Payment | Fee |
|---|---|
| In Branch | $0.50 |
| On Internet Banking | $0.50 |
| On Telephone Banking | $0.50 |
| Transfer From Savings / Plan | Fee |
|---|---|
| In Branch | FREE |
| On Internet Banking | FREE |
| On Telephone Banking | $0.50 |
| Member Calls branch to transfer funds | $5.00 |
| Service / Product | Fee |
|---|---|
| Certify a cheque – member request | $ 10.00 |
| Certify a cheque – holder request | $ 20.00 |
| Internet banking | FREE |
| Wire Transfer (fee in currency of wire) | $ 20.00 |
| Hold Funds | $ 3.00 |
| Primary Order / credit union official cheque | $ 5.00 |
| US Drafts | $ 6.50 USD |
| RSP / RIF / TFSA Transfer Fee | $ 100.00 |
| Stop Payment | |
| – With Complete Information | $ 5.00 |
| – With Incomplete Information | $ 10.00 |
| Collection Item Held / Sent | $ 20.00 |
| Duplicate Statement – printed in branch | $ 5.00 |
| Night depository envelope use | Cost |
| Monthly Paper Statement – mailed | $2.00* |
Service fees subject to change without prior notice. Certain conditions may apply. Please see staff for details on these and any other service.
| Personalized Cheques (In House Printing) | Fee |
|---|---|
| Personal | |
| 100 Singles | $ 22.00 |
| 144 Singles | $ 28.00 |
| Business | |
| 200 – 2-to-a-page | $ 75.00 |
| 400 – 2-to-a-page | $ 85.00 |
| 600 – 2-to-a-page | $ 100.00 |
| Binder | $ 25.00 |
