Service Fees

We work hard to keep our service fees low. And every so often, we check our fees to make sure they:
  • are affordable with the features you need
  • are competitive with other local banks and credit unions
  • cover the cost to provide you with the service

MiscellaneousFeeFee as of Oct.1, 2023
Account closed within 6 months $5.00 $25.00
Business bank confirmation $25.00 $50.00
Statement of Interest Paid & Earned $25.00 $50.00
Balance Inquires FREE FREE
Package Changes FREE FREE
Post Dated Item for Deposit FREE FREE
MemberCards (new or renewal) FREE FREE
Record Search - per item $10.00 $20.00
Record Search - per Hour $50.00 $75.00
Return Item (i.e., Postdate, Stale date, not signed) FREE $10.00
Safety Deposit BoxesAnnualFee as of Oct.1, 2023
Small $35.00 $35.00
Medium $45.00 $45.00
Large $50.00 $50.00
Extra-Large $70.00 $70.00
Other sizes (only available at certain branches) $75.00 to $85.00 $75.00 to $85.00
Golden (age 60 and over) Annual Discount $10.00 $10.00
Drill Box / Lost Key Cost + $10.00 Cost + $15.00
Credit ProductsFeeFee as of Oct.1, 2023
Overdraft Cheque $ 5.00 $5.00
Overdraft Interest Rate 30% 30%
Return Item NSF $ 40.00 $50.00
Mortgage Discharge $ 100.00 + Costs $100.00 + Costs
Auto Transfer to Cover Overdraft FREE FREE
Security Registration Cost Cost
Package Chequing AccountFee (monthly)Fee as of Oct.1, 2023
Personal Electronic $ 12.95 $12.95
Platinum Plus – Personal $ 20.95 $24.95
Platinum Plus – Commercial / Ag $ 62.00 $63.00
Platinum – Commercial / Ag $ 30.00 $31.00
Premium – Personal $ 12.95 $13.95
Premium Plus – Commercial / Ag $ 16.50 $17.50
Special AccountsFeeFee as of Oct.1, 2023
Prudent Student FREE FREE
Golden FREE FREE
LifeStart n/a $7.95
POS/Cheque (per transaction)FeeFee as of Oct.1, 2023
Direct Payment $ 0.60 $0.75
External Auto Withdrawal $ 0.75 $0.75
Processing of Cheque (Canadian) $ 0.75 $0.75
Processing of Cheque - U.S. funds on a U.S. account $ 0.65 $0.75
e-Transfers (sending or reversing) $ 1.00 $1.00
Bill payment (in-Branch, online, ATM or telephone) $0.50 $1.00
Cheque in funds of another currency FREE $10.00
Non-encoded cheque $ 10.00 $10.00
ATM – Local credit union FREE FREE
ATM – Manitoba-based credit unions FREE FREE
ATM - Ding Free® (at participating credit unions) FREE FREE
ATM – Interac/Cirrus (Canada) $ 2.00 $2.00
ATM – Circuit (private label) $ 2.50 $2.50
ATM – Cirrus (United States) $ 3.50 $3.50
ATM – Cirrus International $ 3.50 $3.50

Transfer of Funds
FeeFee as of Oct.1, 2023
In Branch FREE FREE
Internet Banking FREE FREE
Telephone Banking $0.50 $1.00
Member Calls branch to transfer funds $5.00 $5.00
Service / ProductFeeFee as of Oct.1, 2023
Certify a cheque – member request $ 10.00 $15.00
Certify a cheque – holder request $ 20.00 $25.00
Internet banking FREE FREE
Wire Transfer (fee in currency of wire) $ 20.00 $30.00
Primary Order / credit union official cheque $ 5.00 $10.00
U.S. Drafts $ 6.50 USD $20.00 USD
RSP/RIF/TFSA/FHSA/AgriInvest Transfer Fee $ 100.00 $100.00
Stop Payment (per transaction)
– With Complete Information $ 5.00 $5.00
– With Incomplete Information $ 10.00 $20.00
Duplicate Statement – printed in branch $ 5.00 $5.00
Night depository envelope use Cost Cost
Monthly Paper Statement – mailed $2.00 $2.50
Monthly Statement - Printed n/a $2.50
Personalized Cheques (In House Printing)FeeFee as of Oct.1, 2023
Personal
24 Singles $ 22.00 $22.00
48 Singles $ 30.00 $30.00
100 Singles $ 40.00 $40.00
Wallets (less than 100 cheques) $ 2.50 $2.50
Business
50 - 2-to-a-page $ 40.00 $40.00
100 - 2-to-a-page $ 55.00 $55.00
200 – 2-to-a-page $ 100.00 $100.00
400 – 2-to-a-page $ 150.00 $150.00
600 – 2-to-a-page $ 200.00 $200.00
Binder $ 30.00 $30.00

Service fees subject to change without prior notice. Certain conditions may apply. Please see staff for details on these and any other service.