International Transfers

Sunrise Credit Union offers International Transfer service for our members. International Transfers is a low-cost foreign exchange solution. It enables members to transfer money internationally through online banking, including their U.S. accounts with Sunrise Credit Union.
International Transfers can accommodate a number of your needs, including:
- sending money to friends or family who live overseas.
- supporting a family member who is travelling overseas.
- paying for a wedding abroad.
- paying for overseas medical expenses.
- paying for accommodation/luxury holidays overseas.
Members have access to international money transfers through online banking, anytime they want and from any device. The service provides convenient 24/7 access, access to live rates, transfer sent directly to the recipient’s account, and there are no deductions (ever) on the transfer amount.
FAQs
How do I make an international transfer?
Make a transfer in three simple steps:
- Complete your one-time registration through online banking to get started.
- Add your recipient, so we know where to send money to.
- Book your international transfer.
What is the maximum and minimum transfer amount?
You can transfer as much as $25,000, or as little as $10.
How do I keep track of my transfer?
Your transfer will appear in your transaction history in online banking in real-time. You’ll receive an email notification when the transfer has left your account and when it arrives at the recipient’s account.
When can I make international transfers?
Anytime, anywhere.
How long does the transfer take?
Quick next-day delivery in North America and up to two business days everywhere else.
How safe is my transfer?
Protection of your transfer is with AES 256-bit encryption, automated identity verification, anti-money laundering procedures, automated online checks, advanced anti-fraud safeguards and insurance coverage - all through a FINTRAC-regulated entity.
What are the exchange rates?
With live pricing, you get the real exchange rate—every time.
What are the fees?
If the transfer is less than $500 (CAD), a $2.50 fee applies. There may be an additional fee for the withdrawal, depending on the type of account you use to transfer the money.
How do I know how much the recipient will receive?
With our guaranteed transfer amount, what is sent is what is received—there are no deductions ever.